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🚕 银行卡支付错误代码及对应信息

一般错误

  • NULL: 没有错误信息
  • Unknown error: 未知错误
  • 01:02:402 | An error occurred while processing your card. Try again in a little bit. 处理银行卡时发生错误,请稍后重试
  • 01:02:sys.000020: 系统错误

交易被拒绝

  • 01:02:402 | Your card was declined. 你的银行卡被拒绝
  • 01:02:402 | Your card was declined for making repeated attempts too frequently or exceeding its amount limit. 由于尝试过于频繁或超出金额限制,银行卡被拒绝
  • 01:02:402 | Your card was declined. This transaction requires authentication. 你的银行卡被拒绝,该交易需要身份验证
  • Do not honour: 交易被拒绝(发卡行不认可)
  • 01:02:402 | Do not honor. 交易被拒绝(发卡行不认可)
  • 1500: Do not honor. 交易被拒绝(发卡行不认可)
  • 01:9998: Do not honor. 交易被拒绝(发卡行不认可)

余额不足

  • 01:02:402 | Your card has insufficient funds. 你的银行卡余额不足
  • 01:02:0037 | 51: Insufficient balance. 余额不足
  • 01:9998: Insufficient funds. 余额不足
  • 01:02:-1 | Insufficient funds. 余额不足
  • 01:9998: Not sufficient funds. 余额不足

账户相关错误

  • 01:02:402 | Invalid account. 无效的账户
  • 01:9998: Invalid account number. 无效的账户号码
  • 01:9998: ACCT NO NOT FOUND. 账户未找到
  • 01:9998: TRACE# NOT FOUND. 交易跟踪号未找到
  • 01:9998: Closed account. 关闭的账户
  • 01:02:-1 | Closed account. 关闭的账户

银行卡信息错误

  • 01:02:402 | Your card has expired. 你的银行卡已过期
  • 01:9998: Expired card. 过期的银行卡
  • 01:9998: Expired card or expiration date missing. 过期卡或缺少过期日期
  • 01:02:-1 | Expired card. 过期的银行卡
  • 01:02:402 | Your card's security code is invalid. 你的银行卡安全码无效
  • 01:02:402 | Your card's security code is incorrect. 你的银行卡安全码不正确
  • 01:02:402 | Your card's expiration year is invalid. 你的银行卡过期年份无效
  • Expiration year is error! infoat: yyyy: 过期年份错误,应为 yyyy 格式
  • cardNo is error!: 卡号错误
  • 01:02:402 | Your card number is incorrect. 你的银行卡号不正确
  • 01:02:400 | Your card number is incorrect. 你的银行卡号不正确
  • invalid CardNO!: 无效的卡号
  • 01:02:-1 | Invalid CVV2. 无效的 CVV2 码
  • CVV can not be null!: CVV 码不能为空

交易限制

  • Excess single payment: 单次支付超限
  • The amount is too small: 交易金额太小
  • Excess pay day: 额外支付日(可能表示超过了每日支付限制)
  • 01:9998: Activity amount limit exceeded. 活动金额超限
  • 01:02:requires_action: 需要额外的身份验证
  • The same email only allows for 1 times in 15 seconds: 同一电子邮件在 15 秒内仅允许 1 次交易
  • The same IP only allows for 1 times in 15 seconds: 同一 IP 在 15 秒内仅允许 1 次交易
  • 01:02:Transaction not activated for this type of card organization: 该卡类型未激活交易
  • 01:9998: Transaction not permitted to cardholder. 交易不允许持卡人进行
  • 01:02:-1 | Transaction not permitted to cardholder. 交易不允许持卡人进行

诈骗与安全问题

  • 01:02:0059 | 83: DECLINE-Fraud/Security. 交易被拒绝,涉嫌欺诈/安全问题
  • 01:9998: Suspected fraud. 疑似欺诈交易
  • 01:02:-1 | Suspected fraud. 疑似欺诈交易
  • 01:9998: Security violation (source not correct issuer). 安全违规(来源不是正确的发卡行)

不支持的卡类型

  • ae card type unsupported: 不支持美国运通(AE)卡类型
  • discover card type unsupported: 不支持 Discover 卡类型
  • jcb card type unsupported: 不支持 JCB 卡类型
  • dinners-card card type unsupported: 不支持 Diners Club 卡类型

其他错误

  • Merchant payment limit URL: 商户支付限额 URL
  • 01:02:402 | Submit Bank Failure. 提交银行失败
  • Merchant number or terminal number is not correct: 商户号或终端号不正确
  • 01:9998: Invalid merchant or service provider. 无效的商户或服务提供商
  • rotationKeywords is not defined: rotationKeywords 未定义
  • 01:9998: MCC. MCC(商户类别代码)错误
  • 01:9998: Invalid transaction. 无效交易
  • 01:9998: Restricted card. 受限银行卡
  • 01:02:-1 | Policy. 交易因策略原因被拒绝
  • 01:02:-1 | Negative CAM, dCVV, iCVV, or CVV results. 负的 CAM、dCVV、iCVV 或 CVV 结果
  • 01:02:-1 | Life Cycle. 交易生命周期错误
  • 01:02:0080 | 79: DECLINE-Life cycle. 交易被拒绝,生命周期错误
  • 01:T001: card in blacklist. 该银行卡在黑名单中
  • 01:04:timeout of 30000ms exceeded: 支付请求超时(超过 30 秒)
  • 01:02:0078 | 05: Authentication failed. 认证失败
  • Must implement sendPaymentRequest method: 必须实现 sendPaymentRequest 方法
  • Hashcode been tampered with!: 哈希码被篡改
  • Get source URL fails: 获取源 URL 失败
  • 01:9998: VIS. Visa 相关错误
  • Payment processed: 交易已处理